Mortgage Guide
Should I Use a Mortgage Broker?
Learn the pros and cons of using a mortgage broker vs. a direct lender, when a broker adds value, and common misconceptions.
Ben Naranjo·January 23, 2025·5 min read

Mortgage Guide
Learn the pros and cons of using a mortgage broker vs. a direct lender, when a broker adds value, and common misconceptions.

What drives mortgage rates, how the Federal Reserve influences them, key economic indicators to watch, and what borrowers should consider in the current rate environment.

Understand the timeline for mortgage payments when selling your home, how the payoff works at closing, and what happens with prorated interest.

Learn how open-end mortgages work, their pros and cons, how they compare to HELOCs, and who they are best suited for.