Terms of Service

Last updated: March 2026

Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

Website Use

This website is operated by Ben Naranjo, NMLS #2080798, a Mortgage Sales Manager at CMG Home Loans. The content on this site is provided for informational purposes only and does not constitute a loan commitment, pre-approval, or financial advice.

Not a Guarantee

Information regarding mortgage rates, loan programs, and eligibility requirements is subject to change without notice. Nothing on this website should be construed as a guarantee of loan approval or specific terms. All loan applications are subject to credit approval, underwriting guidelines, and applicable regulations.

Calculator & Tools Disclaimer

Mortgage calculators and other tools on this website are provided for estimation purposes only. Results are not guaranteed to be accurate and should not be relied upon as a commitment to lend. Actual loan terms may vary based on your specific financial situation.

Equal Housing Opportunity

We are committed to the letter and spirit of the federal Equal Credit Opportunity Act and the Fair Housing Act. All loan programs are available on a non-discriminatory basis.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites. Inclusion of any link does not imply endorsement.

Intellectual Property

All content on this website, including text, images, logos, and design elements, is the property of Ben Naranjo and CMG Home Loans or their respective owners and is protected by applicable copyright and trademark laws.

Limitation of Liability

This website and its content are provided “as is” without warranties of any kind. We shall not be liable for any damages arising from the use of or inability to use this website or any information provided herein.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of the site constitutes acceptance of any modified terms.

Contact Us

If you have questions about these terms, please contact:
Ben Naranjo, NMLS #2080798
CMG Home Loans
Southbridge St, Auburn, MA 01501
(508) 282-1451