From first-time buyers to seasoned investors, I offer specialized loan programs tailored to your unique situation. Let's find the perfect financing solution together.
Comprehensive financing solutions backed by CMG Home Loans' expertise and personalized service
Low down payment options (3.5%) with flexible credit requirements. Perfect for first-time homebuyers.
Exclusive benefits for veterans and active military. 0% down, no PMI, competitive rates.
0% down payment for eligible rural and suburban properties. Income limits apply.
Traditional financing with down payments as low as 3%. Great rates for strong credit profiles.
Financing for high-value properties exceeding conventional loan limits. Competitive rates available.
Build your dream home with financing that converts to a permanent mortgage upon completion.
Investment property loans based on rental income, not personal income. Perfect for real estate investors.
Finance both purchase and renovations in one loan. Turn a fixer-upper into your dream home.
Flexible financing solutions for unique situations that don't fit traditional lending guidelines.
Self-employed? Qualify using bank statements instead of tax returns. Up to 90% LTV available.
Short-term financing to bridge the gap between buying your new home and selling your current one.
Finance a vacation home or second property with competitive rates and flexible terms.
Compare FHA and Conventional loans side by side to find the best option for your situation.
Personalized advice to help you choose the best loan program for your situation
Backed by CMG Home Loans, a top-rated mortgage lender with decades of experience
Access to competitive rates and programs that help you save money
Common questions about our loan programs
The best program depends on factors like your credit score, down payment, property type, and whether you're a first-time buyer or veteran. I'll review your situation and recommend the program that offers the best terms and lowest costs.
Yes! Active duty service members, veterans, and eligible surviving spouses can use VA loans. You'll need a Certificate of Eligibility (COE) from the VA. I can help you obtain this and navigate the entire VA loan process.
FHA loans are accessible with credit scores as low as 580 for a 3.5% down payment, or 500-579 with 10% down. However, individual lenders may have higher minimums. I work with guidelines that help more buyers qualify.
USDA loans are for properties in eligible rural and suburban areas, and borrowers must meet income limits (typically 115% of area median income). The property must be your primary residence. I can quickly check if your desired location qualifies.
Conventional loans typically require higher credit scores and down payments but may have lower costs for strong borrowers. FHA loans are more lenient on credit and accept lower down payments (3.5%) but require mortgage insurance for the life of the loan if you put down less than 10%.
Yes, but programs vary. Conventional and DSCR loans work well for investment properties. FHA, VA, and USDA require the property to be your primary residence. I can help you find the right investor-friendly program.
Ready to explore your options?
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