Mortgage Guide
You may not need 20% down. See minimum down payments by loan type - FHA, VA, USDA, conventional, jumbo - and how much you really need to buy in MA.
One FHA 203(k) renovation loan covers the purchase and the repairs. See Standard vs Limited rules, requirements, and how to start with a loan officer.
A plain-English MassHousing loan guide for Worcester County, MA buyers - income limits, down payment options, MIPlus protection, and how to apply.
A plain-English guide to Massachusetts down payment assistance programs - how much you can get, who qualifies, and how to apply in Worcester County.