Local mortgage expertise for homebuyers in Blackstone and the Blackstone Valley. Whether you're a first-time buyer drawn to the town's affordability or a growing family looking for community roots, I'll help you find the right loan.
Median Home Price
~$350K
Property Tax Rate
$15.42/1K
County
Worcester
School District
Blackstone-Millville
Population
~9,500
Zip Code
01504
Blackstone is a small, welcoming town in southern Worcester County with deep roots in the Blackstone Valley's industrial heritage. Situated along the Blackstone River near the Rhode Island border, the town offers a blend of historic New England character and affordable living that draws first-time buyers, families, and commuters who work in both Massachusetts and Rhode Island.
The housing market in Blackstone remains one of the most accessible in the region, with median home prices around $350,000. You'll find everything from classic colonials and capes in the village center to homes on larger lots toward the town's edges. The Blackstone River and Canal Heritage State Park provides miles of scenic trails, and the town's compact size gives it a close-knit, neighborly feel that many buyers find appealing.
For families, Blackstone is part of the Blackstone-Millville Regional School District. The town's location at the intersection of Routes 122 and 126 provides solid access to Woonsocket and Providence to the south, and Worcester and the Mass Pike to the north. If you're looking for honest value in a genuine small town, Blackstone is worth a serious look.
Financing options well suited to Blackstone's housing market and buyer profiles
Low down payment options starting at 3.5% — ideal for first-time buyers looking at Blackstone's affordable housing stock.
Learn MoreCompetitive rates and flexible terms for buyers with solid credit. A great fit for Blackstone's moderately priced homes.
Learn MoreZero down payment for eligible rural areas. Parts of Blackstone may qualify for USDA financing — ask me to check your address.
Learn MoreZero down payment and no PMI for eligible veterans and active-duty service members purchasing in Blackstone.
Learn MoreServing homebuyers across all of Blackstone's neighborhoods and villages
The historic heart of town around Main Street with a mix of older homes, local businesses, and easy access to community amenities.
A quieter residential area on the eastern side of town, featuring a blend of single-family homes and wooded lots near the Uxbridge line.
A charming neighborhood with proximity to the Blackstone River and Canal Heritage State Park, offering scenic walking trails and historic character.
A residential pocket near the Rhode Island border with easy access to Route 122 and commuting routes south into Woonsocket and Providence.
Close to the Blackstone Canal towpath and river, this area offers a mix of renovated historic homes and newer construction.
Common questions about purchasing a home in Blackstone
Parts of Blackstone may be eligible for USDA financing, which offers zero down payment for qualifying buyers in designated rural areas. Eligibility depends on the specific property address. I can check any Blackstone address for you in minutes — just reach out and I'll confirm before you start house hunting.
Blackstone's residential property tax rate is approximately $15.42 per $1,000 of assessed value. For a home assessed at $350,000, you'd pay roughly $5,397 per year in property taxes. Blackstone offers a competitive tax rate compared to many neighboring communities, which helps keep overall housing costs manageable.
Absolutely. Blackstone offers some of the most affordable housing in Worcester County, making it an excellent entry point for first-time buyers. With median home prices around $350,000, many buyers can qualify using FHA loans with just 3.5% down. The town also has a strong sense of community and easy access to Rhode Island for commuters.
Blackstone sits right on the Rhode Island border, making it a popular choice for people who work in Woonsocket, Providence, or northern Rhode Island. Route 122 and Route 146 provide the main commuting corridors. Worcester is about 30 minutes north, and Providence is roughly 25 minutes south. It's one of the most strategically located towns for cross-state commuters.
Blackstone offers a diverse housing stock including antique New England colonials, capes, ranches, and some newer construction. You'll find single-family homes, multi-family properties, and the occasional townhouse. Lot sizes vary from compact village lots in the center to larger, more rural parcels on the outskirts. There's something for nearly every budget and lifestyle.
Let's talk about your options. I'll walk you through the best loan programs for your situation and help you get pre-approved so you can start shopping with confidence.