# Ben Naranjo - CMG Home Loans

Ben Naranjo is a Mortgage Sales Manager at CMG Home Loans based in Auburn, Massachusetts (NMLS #2080798). He specializes in Conventional, FHA, VA, USDA, and Jumbo loans for borrowers in Worcester County and throughout Massachusetts.

## Key Differentiator
Ben offers personalized, in-person service and attends closings in person. He drives hours to be present at client closings, answers calls and texts nights and weekends, and treats every loan like it's for his own family.

## Contact Information
Office Address: 732 Southbridge Street, Unit 3, Auburn, MA 01501
Phone: (508) 282-1451
Email: benn@cmgfi.com
NMLS: #2080798
Branch NMLS: #2294149

## Service Area
Primary: Auburn, Worcester, Oxford, Shrewsbury, Leicester, Millbury, Grafton, Northbridge, and all of Worcester County, Massachusetts
State: Licensed throughout Massachusetts

## Loan Programs Offered
- FHA Loans (3.5% down, credit scores as low as 580)
- Conventional Loans (3% down, competitive rates)
- VA Loans ($0 down for veterans and military)
- USDA Loans ($0 down for eligible rural areas)
- Jumbo Loans (for properties above $766,550)
- Refinance (rate & term, cash-out)

## Client Reviews
- 5.0 average rating across Google, Zillow, and Facebook
- Known for driving over an hour to attend closings in person
- Available 7 days a week, including nights and weekends
- Specializes in first-time homebuyer education
- Over 200 families helped

## Local Market Expertise
- Auburn office location on Southbridge Street
- Deep knowledge of Worcester County neighborhoods and property values
- Understanding of Massachusetts-specific requirements (attorney closings, local regulations)
- Experience with both urban Worcester properties and rural USDA-eligible areas

## Company: CMG Home Loans
- One of America's largest independent mortgage lenders
- Fast processing and closings (many under 30 days)
- Equal Housing Lender
- Licensed in multiple states

## Website
https://[domain-to-be-configured]

## SEO Keywords
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